Not Sure If You Need Coverage?
Not sure if you need mortgage protection? Compare real options and decide for yourself.
- If something happens to you, this pays off your mortgage balance — so your spouse or family isn’t left with the payments
- No pressure — see real options first, then decide for yourself
- A licensed advisor follows up to walk through pricing and coverage
- No obligation to buy after requesting a quote
*For a healthy 25-year-old looking for a 10-year term or similar. The questions in this survey will help us provide you a quote. Quotes may vary based on age and health status.
Start my free quote
Takes about 60 seconds · no medical exam
Why compare through Money Saving Scout
Independent comparison
See options across 50+ insurers, not just one bank's rate.
No-medical options
Simplified options may be available depending on your situation.
Fast advisor follow-up
Hear back quickly to talk through your options and pricing.
No obligation
Requesting a quote does not commit you to buying a policy.
Before you request a quote
What does mortgage protection insurance actually cover?
It’s life insurance sized to your mortgage. If you pass away, the payout goes toward your mortgage balance — so your spouse or family isn’t left with the payments and can stay in the home.
Do I need mortgage protection insurance?
It depends on your situation. Comparing real options first, with no obligation, is the easiest way to decide what’s right for you and your family.
Can I compare options if I have bank coverage?
Yes. Tell the advisor about your existing policy so you can discuss its terms alongside other options. Review any replacement coverage before changing your existing policy.
Is a medical exam required?
No-medical options may be available. Eligibility, health questions and underwriting requirements vary by insurer and policy.
Does requesting a quote commit me to buying?
No. There is no obligation to purchase insurance after requesting a quote.